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How was Ethics GS4 preparation journey for you?

  UPSC Ethics GS4  have forever been sold as an instant resolve to hapless aspirants at last phase. And this is not just the case for UPSC Civil Services but almost all kinds of exams in general. There are always conflicting views on whether these courses are indeed useful or not. If we look at the interviews of toppers for past several years, some openly accept that they underwent a crash course and has been very much helpful for them. The drive that keeps you motivated for a long time must be from within and I think you’ll be motivated when you understand the reasons you’re determined to get through every competitive test. The UPSC journey was full of numerous challenges and ups. I tried my best to stay motivated by coming up with different strategies to accomplish similar things.  | Ethics GS4 When I was in UPSC preparation, my teachers were always saying that even though you’re spending your time, you must be doing something of significance to UPSC preparations.(Prelims Crash cours
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Which debts can be included in an IVA?

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 An IVA which is generally known as Individual Voluntary Arrangement is a formal as well as legally-binding settlement process conducted between you & your lender to repay your debts over a certain time. The Individual Voluntary Arrangement should be set up by a professional insolvency practitioner.   An Individual Voluntary Arrangement can be flexible to match all your requirements however it can be quite costly & there are a number of risk factors to consider. The majority of the debts can easily be paid off via an Individual Voluntary Arrangement but there are certain exceptions too!!! Debts you can easily incorporate When you get an Individual Voluntary Arrangement you can incorporate:   catalogues store cards overdrafts Council Tax arrears credit card payday loans personal loans tax credit or benefit overpayments gas and electric arrears water arrears national insurance & income tax arrears debts to friends & family other outstanding bills, for instance invoices f
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How to Depersonalize Your House for Sale Without Losing Its Charm

 When selling your home, it's important to depersonalize it as much as possible to create a blank slate for potential buyers. However, you don't want to lose the charm that makes your home feel like home. Here are some tips for depersonalizing your house without losing its charm. Step 1: Remove Personal Photos and Memorabilia If you are looking to sell your home, it is important to remove any personal photos and memorabilia that may make the home feel like a home to you. This will help to depersonalize the home and make it more appealing to potential buyers. You may also want to consider removing any plants or décor that are not essential for sale. By taking these steps, you will be able to sell your home faster and for a higher price. Step 2: Neutralize Colors and Furniture In order to depersonalize your house for sale, it is important to remove any colors or personal touches that may make it feel like a home. This can be done by neutralizing the colors used in the space, remo
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Smoothie recipes for weight loss

 Smoothies are a great way to lose weight. They are filling, nutritious, and can be made with a variety of different ingredients to suit your taste. 1: Strawberry and Banana Smoothie This strawberry and banana smoothie is a delicious way to start your day, or to use as a snack. It is also a great way to lose weight. Strawberry and banana smoothie ingredients are simple. You will need fresh strawberries and bananas, ice, and milk or yogurt for consistency. Add whatever sweetener you like to taste. This strawberry and banana smoothie recipe is a great way to start your day or to use up leftover fruit. It is easy to make and is low in calories, making it a healthy choice for weight loss. 2: Green Smoothie A green smoothie is a great way to get your daily dose of fruits and vegetables. They are also a great way to lose weight. Some of our favorite smoothie recipes for weight loss include the following: The Blueberry Banana Smoothie This smoothie is a great way to start your day. It is pack
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